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  "scope_note": "The percentage has stood in s.20(1)(b) since enactment; the lower transitional percentages under s.29 ran out on 5 April 2019. From 29 April 2026 the Pension Schemes Act 2026 confines s.20(1) to schemes that are not relevant Master Trusts and adds s.20(1A) for those that are, applying the same conditions. The jobholder's 5% on GOV.UK's table is the difference between this and the 8% total, not a stated statutory figure.",
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