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    "id": "employment.student_loan.postgraduate.threshold",
    "name": "Postgraduate loan repayment threshold",
    "category": "employment",
    "jurisdiction": "GB",
    "unit": "GBP/year",
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    "cadence": "annual",
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        "value": "£21,000.00",
        "value_minor": 2100000,
        "effective_from": "2023-04-06",
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        "text": "The annual earnings above which a borrower with a postgraduate (plan 3) loan repays through PAYE deductions at the postgraduate rate (Education (Student Loans) (Repayment) Regulations 2009 Sch 1A para 3, as inserted by SI 2022/1335).",
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      "article": "Education (Student Loans) (Repayment) Regulations 2009 Sch 1A para 3"
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    "scope_note": "£21,000 a year, stated flat in paragraph 3 with no indexation rule — unlike the plan 1, 2 and 5 thresholds in the same Schedule, which state a base year and then a formula. The same figure applied before 6 April 2023 under the earlier drafting of regulation 44, which is not archived; this record starts where the archived provision does.",
    "notes": "Named from source by the instrument finder: the F-note on the Schedule cites SI 2022/1335 regs 2(2), 65 (\"Sch. 1A inserted (6.4.2023)\"). Read from the inserted Schedule's own text — no substitution, so no prior amount is attested.",
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